Equipment Breakdown

Boiler and Machinery

Equipment Breakdown insurance, sometimes referred to as boiler and machinery insurance, covers the costly physical and financial damage that can result from an equipment breakdown. This is critical coverage for any business or institution because standard commercial property insurance forms typically exclude the losses that equipment breakdown insurance is designed to cover, such as:

  • Mechanical breakdown
  • Electrical arcing
  • Artificially generated electrical currents
  • Centrifugal force
  • Bulging, cracking or collapse of pressure vessels

Equipment breakdown coverage insures a variety of equipment types such as:

  • Air conditioning and refrigeration
  • Electrical equipment
  • Computers and telecommunications
  • Business equipment
  • Production machinery
  • Computer-controlled machines
  • Security systems
  • Retail “point of-sale” systems
  • Ventilation systems
  • Generators
  • Elevators and escalators
  • Boilers
  • Hot water heaters
  • Motors and pumps
  • Engines

Commercial Services

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